You have provided the documents needed for a mortgage approval!! These are some of the basic requirements~ Income, Employment Documentation and Credit. Yay Congratulations!! You are approved to purchase a home!! Now with your pre-approval letter, you are not scot free just yet... The bank/ lender will want to make sure you are not going to default on your loan and that you are a trusted buyer. After you find the property of your dreams, the bank will do a final credit check
